@misc{misc, title = {{University Finances Are in a Perilous State 鈥� It鈥檚 the Result of Market Competition and Debt-Based Expansion}}, publisher = {{Independent Social Research Foundation}}, url = {{}}, year = {{2024}}, month = {{8}}, author = {{Brackley J and Leaver A and Yates D}}, note = {{Accessed on 2025/03/16}}}